LEARN BACCARAT RULES AND STRATEGY IN 5 MINUTES - An infographic by the team at CasinosAvenue

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Learn Baccarat Rules and Strategy in 5 Minutes

Game purpose

  • Baccarat is played on a large gaming table with 6 to 8 decks of 52 cards and 3 dealers.

  • The purpose of the game is to guess who between the dealer and the Player will get the closest score to 9.

  • This game is usually played with high stakes.

Combinations Values

Baccarat’s cards value are :

  • 1 for Aces

  • 0 for Kings, Queens, Jacks and 10s

  • Face value for 9s, 8s, 7s, 6s, 5s, 4s, 3s and 2s

You can’t have more than 9 points when playing baccarat. When the sum of your cards is above 10, your score is the right digit of the total count (for example 17 becomes 7).

Gaming Table

The table can welcomes up to 14 Players playing versus the casino.

Game Progress

At the beginning of a round, you can choose to bet on the victory of the Player, of the Bank, or on a tie. The dealer represents the Bank and gives two cards face down to the Player and to him.

If the Player or the Bank makes a score of 8 or 9 with their 2 first cards, this is called a « natural ». The hands are revealed and the one with the highest score wins the round.

If the Players count is 6 or 7, he stands and keeps his score, the same rule applied to the Bank if the Player don’t draw a 3rd card.

3rd Card Draw

If your count is less or equals to 5, a new card is dealt to you. This rule also applies to the Bank if the Player doesn’t take a 3rd card.

If the Player draws a 3rd card, the Bank takes one more card in the following cases :

  • Its score is 6 and your 3rd card is 6 or 7
  • Its score is 5 and your 3rd card is 4,5,6 or 7
  • Its score is 4 and your 3rd card is 2, 3,4,5,6 or 7
  • Its score is 3 and your 3rd card is not 8
  • Its score is below or equal to 2

Potential winnings

There are 3 wager options:

If you bet on the Player’s hand and you win, you earn twice your initial wager.

If you bet on the dealer’s hand and he wins, you earn twice your initial wager minus a 5% commission.

The tie bet is the most risked wager : you earn 8 times your bet if it happens.

Advices about Baccarat

Don’t be afraid to bet on the dealer despite the 5% commission, even with this commission, it is the most interesting wager.

Avoid betting on a tie. Although it pays 8 times your wager, the house edge is 14% and the probability to have a tie is 9%.

By betting exclusively on the Bank or the Player, you reduce the house edge to approximately 99 to 98,5%.

A lot of different variants are played around the world, be sure to know all the rules and tips before playing.

Famous Variations

EZ Baccarat

In this variant the 5% commission when you win on the Bank hand are removed, but there is now a push if he ends up with a three-card total of 7.

Two additional side bets are also added:

Panda 8 wins when the Bank wins with a three-card total of 8. It pays 25 to 1 but the house edge is approximately 10%.

Dragon 7 wins when the Banker wins with a three-card hand equals to 7. It pays 40 to 1 but the house edge is approximately 8%.

Mini and midi Baccarat

Midi and mini baccarat are played on a smaller gaming table and the minimal wagers are lessened to make it more accessible. The hands are also usually dealt face to speed the game.

Punto Banco

In this Latin American variant, only the names of the bets are different. The « Punto » stands for the Player, the « Banco » stands for the Bank and the « Égalité » for the tie.